It’s not a loan.
It’s a Credit Line.

Access up to £500 of fair business financing.

Easy online application

No spiralling interest

Representative 60% APR

What do you get?

The Finance.

Need instant funds? Fill in an application and if you’re approved, you can get up to £500 immediately, which you can manage from your phone.

The Account. 

Once approved, you get immediate access to the funds in a free, current account with your name on it. It’s not just same-day financing, it’s real-time financing.

The Card.

You’ll instantly get a virtual card that’s linked to your current account. You can use it straight away and then we’ll send you a physical one in the post.

Whether you’re a startup or a big business. Whether it’s today, tomorrow, or 20 years down the road. We’ll be there.

What makes us different?

It’s not a loan.
It’s a Credit Line.

This isn’t a pay-day loan that takes advantage of you. It’s a Line of Credit that can give you financial security. Before you get confused, we’ll help you understand the difference.

Part human.
Part AI.

We care about your needs and our advanced technology lets us help you quickly. Our AI is how we are able to offer fast, fair, and more affordable financing.

No spiralling interest.

For a set monthly amount, you can access up to £500 of funds immediately, and can use it for as long as you need. Plus, you only pay once you start using it.

One-Stop Business Solution.

Whether it’s a big business or a small business, start it the right way with business finance, a business current account, card and a payment terminal.

No judgment. No stress. Just people who believe in you and the things you believe in.

How does it work?

Let’s get this thing going.

Apply online and our AI quickly does its thing. Once you’re accepted, you instantly get a secure current account and card with up to £500 of funds.

Fixed Repayments.

The interest we charge is based on the Annual Percentage Rate. It’s a set amount and works out to, at most, £25 per month.

Keep it simple. Always.

You agree to a monthly repayment amount, which is then deducted from your current account. If it’s empty, you have 30 days to add funds to the account.

We’re there for you, forever.

Increase or decrease the amount you borrow, up to £500, whenever you need. If you pay back some of the money, your repayment will drop too.

Happy Anniversary.

After 12 months, we will do another affordability check just to make sure our Credit Line is still right for you.

Say "hello" to fair financial security and say "goodbye" to that high-interest loan, for good.

How does it work?

Apply online and our AI quickly does its thing. When you’re accepted, you instantly get a secure current account and card with up to £500 of funds.

The interest we charge is based on the Annual Percentage Rate. It’s a set amount and works out to, at most, £25 per month.

You agree to a monthly repayment amount, which is then deducted from your current account. If it’s empty, you have 30 days to add funds to the account.

Increase or decrease the amount you borrow, up to £500, whenever you need. If you pay back some of the money, your repayment will drop too.

After 12 months, we will do another affordability check just to make sure our Credit Line is still right for you.

Our pricing.

Unlike pay-day lenders, we don’t believe in 2000% interest rates. We offer a much lower interest rate, because it’s based on a 60% APR.

Our people.

We’ve been there. We’ve needed funds and we’ve struggled to find an affordable way to get them. That’s why we’re changing things up.

Apply online now and in minutes you’ll know if you’ve been approved for same-day, fair financing for your business.

Apply online now and in minutes you’ll know if you’ve been approved for same-day, fair financing for your business.

Apply online now and in minutes you’ll know if you’ve been approved for same-day, fair financing for your business.

The Orenda Prepaid Mastercard is issued by Prepaid Financial Services Limited pursuant to a license from Mastercard International Incorporated. Prepaid Financial Services Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, firm reference number 900036, for the issuance of electronic money and provision of payment services. Registered Office: Fifth Floor, Langham House, 302-308 Regent Street, London, W1B 3AT. Company Registration number: 06337638.

Disclaimer: Prepaid Financial Services Limited has no part in any credit services that Orenda Financial Solutions Limited offers.

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